Tuesday, April 29, 2008

Currently Switching Blog to My Own Website

Hey All!

Sorry for the rather lengthy wait...

In order to keep all updated with regular postings, I'm switching my blog post to the blog space on my own Business website.

To view, look for it at: www.BernadinePellicier.com

Thanks for checking in! Have a Great & Jazzy Day!

Ciao for Now,

Berni Pellicier

Friday, February 1, 2008

A Real JAZZY spot in MY TOWN ! Post #1

JAZZ. [jaz] Informal definition: a. to excite or enliven b. to accelerate

With this definition in mind,
A Real Jazzy Spot in "my town" of Springfield, MA is:

The Basketball Hall of Fame

Located on the banks of the Connecticut River and Interstate I-91 in Downtown Springfield, it is easily accessible from just about anywhere in the Greater Springfield vicinity.

When I was in elementary school , my family moved into the city of Springfield and soon we became immersed in the game of basketball. My love of basketball especially started in junior high school. My two of my three brothers were involved in the inner-city youth teams in local neighborhoods. As short as I was, I quickly learned to play with the "big boys". (If I could still play like that, I would never be a plus-size! LIFE. -‘nuf said.)

We lived on Marlborough Street when I was in high school and the original, tiny, miniscule Basketball Hall of Fame was located on the campus of Springfield College, which was within walking distance from our house. Read more about the evolution and history of basketball as well as the inventor, Dr. James Naismith: Basketball is Born .

As a single young woman, I left Springfield and moved to New York City. Years later I returned with my family (as a wife and mother of middle-school aged children). In the early ‘80's, I lived and breathed Boston Celtics and my husband felt the same about the New York Knicks. In 1998, we had the privilege of attending the enshrinement ceremony for one of my favorite basketball players: Larry Bird. Also enshrined were: Lenny Wilkens, coach; Jody Conradt, coach; Alex Hannum, coach; Marques Haynes, player; Aleksandar Nikolic, coach; Arnie Risen, player. No, we did not have a special pass: that year, for the first time in history, the general public was allowed to purchase tickets for the event held at the former Springfield Civic Center (now MassMutual Center). It was also televised later that week. Just like the commercials used to say, that experience was fantastic!

How do I find the visit at the newer location? Absolutely Wonderful! DEFINITELY will bring pleasure to any basketball lover on any level or any age. First: IT'S BIG! Next: THERE IS almost TOO MUCH TO DO. Third: Loads of INTERACTIVE ACTIVITIES. Finally: IT'S JUST A GREAT PLACE TO SPEND A DAY and reconnect with an exciting part of Springfield and U.S. history.

As you can see, that for me, The Basketball Hall of Fame fits the definition of JAZZY. It excites, enlivens and even accelerates my emotions but most of all, my heart.

Author- Bernadine Pellicier. Copyright 2008. All Rights Reserved.

Tuesday, January 1, 2008

Freddie Mac's YouTube Video Fights Foreclosure Fraud

Freddie Mac is using YouTube drama to get the word out about foreclosure fraud.

Freddie Mac is one of the nation's largest investors in residential mortgages and it decided to air an Internet video about foreclosure fraud because a survey found the Internet is the first place one in four mortgage delinquent homeowners go for mortgage information.

That's almost as many troubled homeowners who go to their mortgage lender (28 percent) or bank (32 percent) first, according to the Freddie Mac-sponsored survey.

Unfortunately, Internet searches can send you right into the hands of con artists whose only desire is to steal your home equity.

Generally speaking, equity is the difference between the market value of a home and the amount the homeowner owes the lender.

Home values have fallen in many areas, but before the current soft market, the housing boom generated enough equity to see many borrowers through hard times.

Freddie Mac's two-minute, professionally produced and acted Avoid Fraud video dramatizes a common foreclosure fraud scheme and demonstrates the game the scam artist plays to get at your equity.

According to the video:
  • The con artist gets copies of public documents, including default and foreclosure notices filed at city and county offices.
  • The scammer telephones to prey upon the homeowner's distressed and vulnerable state. He offers empty promises to convince the homeowner to give up deeds and other mortgage documents.
  • The scammer uses the deeds to secure new loans, but pulls out the equity for himself and allows the homeowner's loan to go into foreclosure.
  • The homeowner who was hoping for help, loses the home, equity and any cash necessary to finance the new loan.


Freddie Mac's "Avoid Fraud" YouTube video also comes with the message: "Shut the door on fraud." Report it to 1-800-4Fraud8 (1-800-437-2838).

Copyright © 2007 Realty Times. All rights reserved. 12/26/07
Used by permission.

Berni's Comments: With extremely high foreclosure rates throughout Massachusetts and the rest of the country, this video is a MUST for anyone facing possible foreclosure. Scam artists seem very sincere and they are. They are sincerely interested in "ripping off " and making a desperate, unwise consumer a victim of his or her unfortunate circumstances. Knowledge is key BUT (especially when using the internet) : It is even more important to know the source of any information that may cause even more problems to a troubled financial situation.